Smarter capital for your contingency fee portfolio.
Refinance your firm’s existing loans at a lower rate — and unlock additional funding secured by the cases you’ve already built. Lines from $50K to $10M, with industry-leading terms above $1MM and flexible structures below it.
Confidential review · No partner equity encumbered · Reply within 48 hours
Line size, sized to your docket — not your credit score
Typical response on a confidential financing request
Standard structures require no personal guarantee
Banks weren't built for contingency-fee practices.
A bank underwrites your last three years of revenue. Your value is sitting in signed cases that haven’t settled yet — and that’s exactly the asset a bank refuses to count.
Personal guarantees and pledged assets
Traditional financing wants perfect credit, liquid collateral, and frequently encumbers partner equity — often asking attorneys to pledge personal assets on top of it.
Undersized, and only in good times
The amount approved is regularly inadequate for the docket behind it — and the line gets pulled exactly when the market turns and you need it most.
Small funders, small capacity
Boutique legal funders fill part of the gap, but they charge for it — and most lack the balance sheet to act on a real portfolio transaction.
Capital placed with investors who understand your value.
We take your file to private investors and institutional lenders outside the usual litigation finance rotation — capital committed to alternative strategies, including mass tort lending. Your docket is the collateral. Your balance goes down as cases settle.
Refinance existing loans
Replace high-cost debt from banks or smaller funders with investor-backed terms built for larger portfolios. Existing debt is paid off at closing.
Leverage your portfolio
Unlock growth capital secured by your contingency fee portfolio — payroll between settlements, marketing and case acquisition, partner buyouts and succession.
Fund the cases you're carrying
Experts, filings, records, depositions and med-recs financed as case costs — so working up the file doesn't come out of the operating account.
Straight answer before you spend an hour on it.
These are guidelines, not promises — underwriters have the final say on approval and sizing. But if your firm is in the left column, it’s worth a call.
What we fund
Contingency-fee practices with signed, active cases on the books.
- Auto, trucking and rideshare liability dockets
- Premises liability and product liability
- Medical malpractice and nursing home
- Mass tort and MDL inventories
- Workers' compensation portfolios
- Case cost financing — experts, filings, records, med-recs
- Growth capital for marketing and case acquisition
- Partner buyouts, founder exits and succession
- Refinancing an existing legal-funding line at a lower rate
What we don't
Not a judgment on the practice — these files don’t clear underwriting.
- Hourly-fee practices with no contingency docket
- New firms with no signed cases yet
- Criminal, family, immigration and bankruptcy practices
- Capital for anything outside the firm
- Situations where an existing lender won't be paid off or subordinated at closing
- Single-case speculative advances below $50K
- Advances to individual plaintiffs — that's a separate product, ask and I'll point you to it
What underwriting actually looks at
Docket size and age · case mix and average case value · your settlement history · expected fee timing · existing debt and liens · cost discipline on file work-up · how clean your case records are
Lines are underwritten on the caseload, not on historical revenue or your personal balance sheet. The cleaner your docket data, the faster and larger the offer.
Four steps from inquiry to funding.
A confidential, efficient process built around how your firm actually operates.
Confidential call
A short call and a docket summary is enough to get an indication. Nothing goes to a capital source without your authorization.
We read your caseload
Your file goes to the capital sources whose mandate actually fits it — including investors outside the usual litigation finance rotation.
Terms and structure
You get real numbers: line size, monthly payment, how existing debt gets handled, and what the lien position looks like at closing.
Fund and repay from settlements
Funding moves as fast as the file allows. The balance comes down as cases resolve — settlements do the heavy lifting, not your operating account.
Send this in one email and you'll have an answer fast.
You don’t need a pitch deck or a data room. Six lines in an email is enough for me to tell you whether this is fundable, roughly what size, and who it should go to.
- Firm name, state, and number of attorneys
- How many signed, active cases you're carrying
- Case mix — auto, med mal, mass tort, comp, other
- Roughly what the docket is worth in expected fees
- Any existing debt: lender, balance, and rate
- How much you're looking for, and what it's for
What firms ask before the first call.
Are you the lender?
No — and that’s the point. Esquire Client Solutions arranges financing. Your file goes to multiple capital sources at once, and I’m paid on the placement, not on your monthly payment. You see the terms and you decide.
Do I have to personally guarantee it?
Standard structures don’t require one. The obligation sits with the firm and its interest in the fees, not with your house or your partners’ equity.
What does it cost month to month?
A set monthly payment sized to the line and kept deliberately low — your settlements carry the balance down. Pricing tracks docket quality and size; transactions above $1MM get the best terms.
I already have a loan. Does that kill it?
Usually the opposite. Most deals refinance existing debt at closing, because funders need first lien position. Firms frequently come out with a lower monthly payment than they walked in with.
How fast is this?
You’ll hear back within 48 hours of the first email. After approval, funding moves as fast as the file allows — often in days, not weeks.
Is any of this confidential?
Yes. Docket information is reviewed under NDA on request, and nothing goes to a capital source without your authorization.
Tell me what's on your docket.
One email, a straight answer, and no obligation. If it isn’t fundable I’ll tell you that too — and usually why.
matthew@esquireclientsolutions.com
Esquire Client Solutions is a finance brokerage. We are not a lender, a law firm, or an investment adviser, and we do not provide legal or financial advice. Nothing on this page is an offer of financing or a commitment to lend. All financing is subject to underwriting, and terms, availability and approval are determined solely by the funding source. Compensation may be received from a funding source in connection with a completed transaction.